If you are querying how to get the best mortgage rate you have found the right article. Many home buyers wonder how they can get the best mortgage comparison rate. By following a few easy steps, you should be able to get an excellent interest rate on your mortgage.
How to get the best mortgage rate
Getting the Best Mortgage Rate – Your Down Payment
The down payment you make during the home purchase will 
impact your overall mortgage rate. The more you put down, the lower the interest rate will likely be. When you are working with a loan agent, you want to ask them to provide you with details on how much you put down versus how much the interest rate will be.
Keep in mind, if you put down a small down payment (less than 20%), you will have to pay PMI (private mortgage insurance) every month. The alternative is you will have to get a loan package that includes a primary mortgage and a secondary home equity loan. The second loan is always at a higher interest rate.
Getting the Best Mortgage Rate – Points
People researching how to get the best mortgage rate should understand what points are and how they work. A point is equivalent to 1% of the mortgage amount. So, if you are buying a home and getting a loan for $100,000, one point is from $1,000.
Many mortgage lenders will provide you with an opportunity to buy down your interest rate. …
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